News

Metrum Credit Union: Secure and Strong

News about the financial markets has been very unsettling lately. From reports about a local bank topping the national list of troubled institutions to rumors about major banks closing thier doors, the public has a right to be concerned about where their primary financial institution should be.

During these tough economic times, you can be assured that Metrum Credit Union is a safe and sound financial institution.

• Members’ funds in all Colorado credit unions are federally insured to a minimum of $100,000 and certain retirement accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency backed by the full faith and credit of the U.S. Government. NCUA account protection is identical to the Federal Deposit Insurance Corporation (FDIC) protection.

Your Credit Union Has the Funds to Remain Stable:

• Metrum Credit Union is well capitalized which means we are able to weather problems caused by the current economic environment. Metrum's net worth ratio (captial) is 12.55%, well in excess of the minimum 7% required by federal law.

 Your Credit Union is Not Threatened by the Subprime Loan Crisis:

• Metrum Credit Union did not get involved in the subprime mortgage loan market, unlike other financial institutions. We have kept with sound lending practices for members like you. Therefore, we remain a strong and secure place for your money while still offering lower fees and better rates.

Your Credit Union is Still the Best Place For Your Money:

• We’ll be happy to sit down and share with you the options available through NCUA to help you safeguard your money.

Click here to read more about the safety and security of America's Credit Unions.

Becoming an Informed Consumer

Have you ever had a consumer problem? Most people can answer an overwhelming YES to this question. Having a problem is easy; fixing it requires a lot of time and energy. Consumers United Association, (CUA), a group formed by credit unions, is here to help.

By becoming a member of CUA, you will have access to valuable consumer information, a resource for when you need help and a voice on consumer issues. Built on the theme, "We can do more together than we can individually", CUA is a resource that will help you to become a more informed consumer.

Consumers United Association provides these benefits to consumers for an annual membership of $5 or $25 for a lifetime membership:

• Help with consumer problems. Information on their web site to help resolve problems and personal assistance when needed.
• Consumer Voice newsletter. A newsletter that provides a great deal of information on issues that impact your financial life.
• Legislative advocacy. CUA works with lawmakers to improve consumer protection laws that affect your finances.
• Financial Education. CUA offers the Money Smart program, an interactive financial education program, available to members through the web site.

Tell your friends about CUA. By joining the association, consumers have the opportunity to gain full access to the cost-effective financial services offered by credit union membership. For more information, visit the CUA web site at www.cuacolorado.org or stop by the credit union.

Need Cash? Over 25,000 CO-OP ATM's are surcharge-free!

Through the CO-OP Network, we offer access to more than 25,000 ATM locations across the country, including ATM's located in most 7-Eleven® Stores. You can feel secure that you have a viable surcharge-free option through this extensive network of ATM's!

With over 25,000 credit union ATM's nationwide and 5,500 in select 7-Eleven® stores, access to your money is convenient, safe and surcharge-free!

Click here to find a surcharge-free ATM near you!

Metrum Credit Union has over 3,350 CU Service Centers Available Nationwide!

Wherever you are, there's a service center conveniently located on whatever road you travel...near or far. Just look for the swirl! CU Service Centers offer many benefits to credit union members.

Convenience
You can access your Metrum Credit Union account
near where you live, work and play.

Continuity
If life or work takes you across town or across the
country, you can continue to use Metrum Credit
Union without disruption in service.

Extended Personal Service
No matter which Service Center you use, you are
guaranteed the same friendly service you have come
to expect at Metrum Credit Union.

Earn $10 for Referrals!

When you refer your family members, co-workers &
neighbors to MCCU, and they open an account,
we’ll pay you $10 Cash!

*Referred account must tell us that you sent them in order for reward to be paid.