Individual Retirement Accounts (IRAs)
The Credit Union’s IRA program allows you to lock your retirement funds into a higher dividend rate for a specific term.
IRA Share Account Features
| • | IRA shares can accept deposits throughout the year, with the same rules that apply to all IRAs. | |
| • | Low minimum balance to open account $100. | |
| • | Dividends are paid quarterly. | |
| • | Pays a progressivly higher rate on increasing balances. | |
| • | Federally insured to at least $250,000 by the NCUA. |
IRA Certificate Features
| • | IRA Certificate terms range from one to five years. | |
| • | Minimum balance of $1,000. | |
| • | Dividends paid quarterly. | |
| • | Jumbo rates may be available for over $10,000 and $25,000 in IRA Certificates. | |
| • | Federally insured to at least $250,000 by the NCUA. |
Early withdrawal penalties apply to certificate programs. See Rate Sheet for more details.
