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Metrum Premier Rewards & Classic Visa® Credit Cards

Metrum Credit Union Visa

A Metrum Visa Card is a must for shoppers, travelers or anyone with hectic schedules. Enjoy the purchasing power Visa offers and acceptance at millions of merchants worldwide. Apply today and start enjoying the convenience and privleges of a Metrum Credit Union VISA.

Metrum Premier Rewards Visa® Card

  Low Variable Rates
  Same low rate for purchases, cash advances and balance transfers*
  No annual fee
  Earn points to use toward gift cards and travel anywhere in the world **
  Easy to maintain and access because it is attached to your MCCU account.

Metrum Classic Visa® Card

  Low Fixed Rate- as low as 10.99% APR ***
  Same low rate for purchases, cash advances and balance transfers*
  No annual fee ***
  Easy to maintain and access because it is attached to your MCCU account.

* Cash advance and balance transfer fess may apply based on card agreement. Contact the credit union to learn how you can avoid possible fees.
** See Extra Awards Program Rules for details.
*** Annual Percentage Rate determined by credit score.  Classic Card rate of 16.99% APR may be assessed a $15.00 Annual Fee.


TO REPORT A LOST OR STOLEN VISA CREDIT CARD, PLEASE CALL THE APPROPRIATE NUMBER LISTED BELOW:
* During Normal Business Hours (M-F, 9 am-5 pm, MST): 303-770-4468 or toll-free 1-888-383-5926
* After Normal Business Hours: 1-800-682-6075
*If you are traveling in France call: 080-090-1179
*If you are traveling in Spain call: 34-900-9911-24
*Or use www.visaeurope.com.

Controlling VISA ®Fraud

ATTENTION VISA Debit and Credit Card Holders
MCCU Debit and Credit Cards include various methods of fraud protection.
#1: There is a maximum daily limit allowed of $3,000. This limit resets every 24-hours. If you need to make a purchase for above that amount, please contact Extension 113 to have the limit temporarily increased.


#2: There is a maximum daily limit of $500 allowed for ATM withdrawals. This limit resets every 24-hours.


#3: Card Watch: watches your card transactions to determine if there may be possible fraud. All transactions are tracked and compared to your specific typical transaction activity. If an abnormal transaction is made with your card, you may receive a phone call from our fraud management company on behalf of the credit union. The call will be made to confirm the transaction suspected. If we are unable to contact you to confirm the transaction, your card may be blocked to prevent any additional possible fraud.

If you have any questions regarding this improved fraud protection, please contact the credit union at 303-770-4468, ext 113.