The VISA® Debit/ATM Card provides you convenient access to your checking funds at nearly 28,000 surcharge-free ATMs nationwide, including many 7-Eleven Stores, while enjoying unlimited point-of-sale transactions.
Apply now for a VISA Debit/ATM Card, or call any of our friendly Credit Union Loan Officers to request an application by mail: 303-770-4468 or toll-free at 888-383-5926.
Advantages of a VISA® Debit/ATM Card
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Access to nearly 28,000 surcharge-free ATM's nationwide, including 7-Eleven Stores. Click here for a listing of CO-OP Network ATM's available, or use your cell phone and text ATMATM.
ATM Access includes deposit and withdrawal abilities (depending on ATM availability). Enjoy up to 10 free ATM transactions per month*. -
Shopping convenience. You can use your VISA Debit/ATM Card at any merchant-accepting VISA. The funds are automatically deducted out of your checking account. Each month you’ll receive a detailed listing of your purchases on your monthly statement.
- Overdraft Protection. Protect your checking account against overdrafts up to your approved line-of-credit limit.
For more information about the costs associated with the use of this card, call or email the Credit Union at metrum@metrumcu.org for more information. Member Services 303-770-4468 or toll-free 888-383-5926.
*5 free ATM transactions per month, $1.00 fee per transaction after.
An overdraft may occur when you have a transaction presented to clear your account when you do not have enough funds available, rather than returning the transaction, we may pay it. NOTE: If enough funds are available in a linked share account, a transfer may be initiated automatically to clear the item (The base-share account is the default account. To have a different share account linked to your checking, please contact the credit union directly.)
The Credit Union offers two additional overdraft protection programs that may fit your needs.
Courtesy Pay Overdraft Protection:
Courtesy Pay allows is when your account is allowed to go into a negative balance to clear a transaction that is presented. All transactions that clear your checking account and cause a negative balance will be assessed a $25.00 overdraft fee, the same fee as if we were to return the transaction.
The Courtesy Pay Overdraft Practice will authorize any ATM or one-time (everyday) debit card transactions (up to a specific dollar amount) if there are not sufficient funds available in your checking account at the time the authorization is requested.
Contact the credit union directly to learn more and sign up for Courtesy Pay Overdraft Protection.
Overdraft Line-of-Credit:
Protect your checking account against overdrafts with an approved Line-of-Credit. This line-of-credit will automatically transfer funds (up to the approved limit) to your checking account to clear items. The amount transferred will be the amount necessary to clear the item.
The outstanding unpaid daily balance held on the line-of-credit will be assessed a finance charge of 17% APR, which is .046575% per day. Contact the credit union directly to learn more and apply for the Overdraft Line-of-Credit.
TO REPORT A LOST OR STOLEN VISA DEBIT/ATM CARD PLEASE CALL THE APPROPRIATE PHONE NUMBER LISTED BELOW:
* During Normal Business Hours (M-F, 9 am-5 pm MST):
303-770-4468 or toll-free1-888-383-5926
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After Normal Business Hours: 1-888-241-2510
*Outside of the US, call collect 909-941-1398
